Hibernia offers one of the lowest opening deposit and minimum balance requirements around.
Whether balancing your overall investment portfolio or saving cash for short-term necessities, a Certificate of Deposit (CD) is historically one of the safest ways to save your hard-earned money. From 3 months to 5 years, our CDs offer a great way to lock in your savings for terms you're comfortable with. And along with your other Hibernia accounts, your funds are FDIC insured.
Certificate of Deposit Rates
as of:
11/20/2024
3 Months
Minimum $2,500 Deposit to Open Account
| Amount |
Interest Rate |
APY |
Min. Balance to Earn Stated APY |
| $2,500 and Higher |
4.16% |
4.25% |
$2,500 |
6 Months
Minimum $1,000 Deposit to Open Account
| Amount |
Interest Rate |
APY |
Min. Balance to Earn Stated APY |
| $1,000 and Higher |
3.92% |
4.00% |
$1,000 |
1 Year
Minimum $1,000 Deposit to Open Account
| Amount |
Interest Rate |
APY |
Min. Balance to Earn Stated APY |
| $1,000 and Higher |
3.68% |
3.75% |
$1,000 |
18 Months
Minimum $1,000 Deposit to Open Account
| Amount |
Interest Rate |
APY |
Min. Balance to Earn Stated APY |
| $1,000 and Higher |
2.75% |
2.79% |
$1,000 |
2 Years
Minimum $1,000 Deposit to Open Account
| Amount |
Interest Rate |
APY |
Min. Balance to Earn Stated APY |
| $1,000 and Higher |
2.50% |
2.53% |
$1,000 |
30 Months
Minimum $1,000 Deposit to Open Account
| Amount |
Interest Rate |
APY |
Min. Balance to Earn Stated APY |
| $1,000 and Higher |
2.50% |
2.53% |
$1,000 |
3 Years
Minimum $1,000 Deposit to Open Account
| Amount |
Interest Rate |
APY |
Min. Balance to Earn Stated APY |
| $1,000 and Higher |
2.00% |
2.02% |
$1,000 |
4 Years
Minimum $1,000 Deposit to Open Account
| Amount |
Interest Rate |
APY |
Min. Balance to Earn Stated APY |
| $1,000 and Higher |
2.00% |
2.02% |
$1,000 |
5 Years
Minimum $1,000 Deposit to Open Account
| Amount |
Interest Rate |
APY |
Min. Balance to Earn Stated APY |
| $1,000 and Higher |
2.00% |
2.02% |
$1,000 |
APY = Annual Percentage Yield
All interest is compounded daily and credited quarterly.
There may be a penalty for early withdrawal.
Please contact an employee for further information about applicable fees and terms at 504-522-3203.
